What is Handypay?

Handypay is a finance provider that offers simple, low-rate, fixed-payment plans to help you fund purchases like a new spa. Instead of paying upfront, you can spread the cost over manageable weekly, fortnightly, or monthly repayments.

How do I finance a spa with Handypay through Spa World?

Financing your spa is quick and straightforward:

• Apply online – Fill in a short application and get a rate estimate in minutes, without impacting your credit score.
• Get approved – Complete your application to get verified. Once approved, Handypay can settle funds in as little as 24 hours.
• Start enjoying your spa – Funds are paid, and repayments are set in line with your pay cycle, so you can swim now and pay later

How does Handypay work?

• Loan amounts range from $2,001 up to $100,000 per applicant.
• Choose repayment terms from 1 to 7 years to suit your budget.
• Payments are fixed-rate, so you know exactly what you’ll pay.
• Flexible repayment options – weekly, fortnightly, or monthly.
• No monthly account fees or early exit fees.

Who is eligible to use Handypay?

Handypay makes financing your spa easy with flexible payment plans and quick approvals. Here’s what you’ll need to be eligible.

• Must be 18 years or older
• Must hold Australian citizenship or permanent residency
• Must be employed (including self-employment)
• Must not have unpaid defaults or outstanding debts
• Must not have declared bankruptcy or be involved in a court judgment